If you purchased an import car, you would have to drive it with a car insurance policy to rest assured that there is enough coverage should anything bad happen to your precious car while being in traffic or when have it parked on the driveway at your home place. There are many auto insurance companies advertising on TV and various classifieds for attracting customers telling how many others have joined their business. This can be also valid for you, but you should know that once considering buying car insurance for an import auto you would find it be more expensive than insuring a regular car.
To some of the import car owners this might not come as a surprise, as they must have gotten more information about this matter before purchasing the specific car. But since you read this article it means that you are looking for this information to find out how exactly you can obtain lower rates for your import car insurance policy.
- The first thing that you should consider in this respect would be to equip your import car with more security features. Not all these cars have those security devices that American or European cars are equipped with. Being also an auto with exotic design it can become a good target for thefts. Investing in these security options, you don’t have to think it as a large expenditure, but rather consider the benefits: you will have car protected against thefts and you will definitely be set with lower car insurance rates.You can consider adding the GPS system choosing Lojack or something of the sort, this fact will lower the car insurance premium as well. Anti-theft devices (choose from many alarm systems available on the market), ignition-shut off devices are also factors to influence the lower rates on the insurance policy.
- Another possibility to get lower rates on your import car insurance coverage is to join with a group of import car owners. This group will always reach for negotiation on the policy costs and most of the times they succeed in finding the auto insurance company willing to offer a cheaper alternative, as this is also good for the insurers. The company will know that in this way they will have a constant flow of customers coming from this club, so they will take into account the alternative of offering lower rates to these customers. Is the same concept of a merchant selling its merchandise at wholesale price.